From 1999, the Group offers to wealthy customers the investment brokerage, individual asset and capital management services, and from summer 2007 – wealth management services at a new JSC Akciju komercbanka Baltikums and JSC Baltikums Bankas Grupa joint business division – Baltikums Private Bank. 

Being engaged in wealth management for about 10 years, we accrued knowledge and experience in wealth protection, accumulation, management and support of business owners and their family members. Our success in this field is backed up by developed sale-and-service network, which include 15 own companies, marketing and consulting offices of Baltikums group in 4 countries. JSC Baltikums Bankas Grupa also includes one of the leading international corporate and trust management companies in Latvia – Baltikums Trust Management.

Range of our key business objectives is as follows:

• Core banking products and services;
• Asset and investment management;
• Alternative investment: real estate, hedge-funds, commodities and private equity;
• Project finance;
• Comprehensive solutions on wealth management including life and pension insurance.

Basis for our approach:

• Customers' segmentation;
• Individual investment products, services and solutions development for every group of customers;
• Integrity of services.   

Segmentation of customers

For the last years wealth management still remains the exclusive service for the wealthiest private individuals all over the world. 

We identified some groups of customers, which in our opinion can use potential of the Bank to the best advantage and are the new capitalists. These, in turn, are the private individuals – business owners, members of their families and wealthy private investors.

Individual investment solutions

In product and service development we focus on the most payback- promising investments and our customers' needs and wishes. Baltikums Private Bank starts with financial planning and builds private investment portfolio and personal assets for customers as a part of their overall capital. In cooperation with other units of the Bank and the Bank group and external providers, we develop and structure individual solutions for either direct private investors or business owners, which need project financing or access to the capital.